Ar-Rahnu
CON-ARN
Rahnu
Ar Rahnu
A Shariah-compliant financing facility enabling customers to convert gold into cash. The product uses gold as collateral to secure debt obligations, with financing terms and profit rates determined upfront between Cres and the customer. Based on Tawarruq (Commodity Murabahah) and Rahn (Collateral) concepts.
Individual applicants only. Malaysian citizen or permanent resident, aged 18-70, not declared bankrupt.
Fully Shariah compliant (no Riba); Fixed profit rates throughout tenure; No additional charges for early repayment; Financing up to 80% of current gold price; Tenure up to 18 months with profit payments every 6 months; Comprehensive Takaful coverage (death/TPD) available; Free gold cleaning service at selected branches; 100+ branches nationwide; Storage fee as low as RM0.55/month.
0.00% p.a.
Kadar tertakluk kepada perubahan. Hubungi cawangan untuk maklumat terkini.
Valid Identity Card; Gold jewellery/wafer/coin for collateral assessment. Accepted: Gold jewellery grades 999/950/916/875/835/750; Gold coins/wafers (916-999 grade, 1-50g minimum); Employer gold certificates.
💎 Tempah Temujanji Ar-Rahnu
💬 Bincang dengan pegawai
- Kategori
- Consumer Financing
- Shariah Concept
- Rahnu
- Sektor
- Consumer
- Minimum
- RM 100
- Maksimum
- RM 300,000
- Kadar
- 0.00% p.a.